Step-by-Step Guide- How to Deposit a Check Online with Bank of America (BOFA)

How to Deposit a Check Online at Bank of America (BOFA)

In today’s fast-paced world, convenience is key when it comes to banking. One of the most convenient services offered by Bank of America (BOFA) is the ability to deposit checks online. This feature not only saves time but also allows you to deposit checks from the comfort of your home or office. In this article, we will guide you through the step-by-step process of depositing a check online at Bank of America.

Step 1: Log in to Your Online Banking Account

To begin the process, you will need to log in to your Bank of America online banking account. If you haven’t already enrolled, you can do so by visiting the Bank of America website and following the enrollment instructions. Once logged in, you will have access to a variety of banking services, including check deposit.

Step 2: Navigate to the Check Deposit Section

After logging in, look for the “Check Deposit” or “Mobile Check Deposit” section on your online banking dashboard. This section is usually located under the “Banking” or “Pay & Transfer” category. Click on the link to access the check deposit feature.

Step 3: Select the Account to Deposit the Check

Next, you will be prompted to select the account where you want to deposit the check. Choose the appropriate account from the list of available accounts, such as your checking or savings account.

Step 4: Enter the Check Details

In this step, you will need to enter the details of the check you wish to deposit. This includes the check amount, the date of the check, and the check number. Make sure to double-check these details for accuracy.

Step 5: Capture the Check Image

Now it’s time to take a clear and legible photo of the check. Ensure that the entire check is visible, with the front and back sides captured. For the front side, make sure the routing number and account number are visible. For the back side, ensure the signature and any endorsements are visible.

Step 6: Submit the Check for Review

After capturing the check image, review it to ensure it is clear and legible. Once you are satisfied, submit the check for review. Bank of America will review the check and deposit the funds into your selected account.

Step 7: Wait for the Deposit to Process

The processing time for a check deposit can vary, but typically, it takes a few business days for the funds to be available in your account. You can track the status of your deposit by logging in to your online banking account and checking the transaction history.

Conclusion

Depositing a check online at Bank of America is a simple and convenient process. By following these steps, you can deposit checks from the comfort of your home or office, saving time and effort. Always ensure that you capture clear and legible images of the check and double-check the details for accuracy. Happy banking!